Each family has unique college savings goals, which is why we offer three different investment approaches comprised of 14 different portfolios. Each portfolio includes a variety of funds, which can help diversify your investment and lower your risk. Diversification cannot assure a profit or protect against loss in a declining market.

The UA College Savings Plan investment options were designed with individual family's needs in mind, so you can choose what's best for your situation and goals.

Our eight Enrollment-Based Portfolios* include a mix of stock and bond mutual funds. They start out more aggressively—when your child is younger—with a heavy concentration in stock funds. As your child approaches college age, they shift into higher percentages of lower-risk bond funds with the goal of protecting what you've earned.

Enrollment Based Portfolios* are periodically adjusted to become more conservative as the child gets closer to the year he or she expects to start attending college.

All portfolios are professionally managed by T. Rowe Price, feature low fees, and can be used at nearly any college in the country.

*The principal value of the Enrollment Based Portfolios is not guaranteed at any time, including at or after the target enrollment date, which is the approximate date when the child enters college. The portfolios invest in a broad range of underlying mutual funds that include stocks, bonds, and short-term investments and are subject to the risks of different areas of the market. The portfolios emphasize potential capital appreciation during the early phases of asset accumulation, balance the need for appreciation with the need for income as matriculation approaches, and focus more on income and principal stability while the child is in college. While moving assets into bond and money market funds can help lower investment risks, there is no guarantee against loss. The portfolios maintain a substantial allocation to equities both prior to and after the target enrollment date, which can result in greater volatility.

The neutral asset allocations depicted for the Enrollment Based Portfolios are as of the fourth quarter 2017. Asset allocations for each portfolio will vary and may be higher or lower than this example. Please refer to the Plan Disclosure Document for portfolio asset allocation details. For the most current allocations, please call 1-800-478-0003 to speak with a customer service representative.

Static Portfolios invest in a predetermined mix of stocks and bonds so that regardless of the beneficiary's age, the target asset allocations are designed to remain fixed throughout the life of the account. The portfolio's investment in many underlying funds means they will be exposed to the risks of many areas of the market. In general, a higher percentage of stock funds can result in greater risk and greater potential return. With this option, you have the flexibility to move your assets to a more conservative or aggressive portfolio. It is important to note there are limits on the number of times you can change investments each year.

All portfolios are professionally managed by T. Rowe Price, feature low fees, and can be used at nearly any college in the country.

 The neutral asset allocations depicted for these portfolios are for the fourth quarter 2017. Actual asset allocations for each portfolio will vary and may be higher or lower than this example. Please refer to the Plan Disclosure Document for portfolio asset allocation details. For more current target allocations, please call 1-800-478-0003 and speak with a customer service representative.

Our ACT Portfolio is a balanced portfolio with a mix of approximately 40% stock funds and 60% fixed-income funds. Like all of our portfolios, it is professionally managed by T. Rowe Price and features very low fees. This portfolio is an option if you seek a balanced, low-cost approach to investing.

Our ACT Portfolio offers our Tuition-Value Guarantee*, which allows you to purchase UA tuition credits now for future use. Your portfolio contributions are tracked and reported to you in both their monetary and corresponding UA tuition credit values. With this guarantee, you do not need to face the uncertainty of predicting future UA tuition, and it ensures your child's tuition costs will be covered regardless of future tuition increases. If your child attends a school other than UA , you can still take advantage of the full monetary value of your account.

Since our ACT Portfolio locks in the current tuition value at the University of Alaska, it can be a good choice if you believe your child may attend the University of Alaska. However, this investment option can be used to save for virtually any college in the country if you choose.

ACT Portfolio Target Allocation

You could lose money by investing in a money market fund. Although the money market fund seeks to preserve its value at $1.00 per share, the underlying money market fund cannot guarantee that it will do so. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The money market fund’s sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the money market fund at any time.

The asset allocation for this portfolio is based on the target ranges above and may be higher or lower than this example. For the most current target allocation, please call 1-800-478-0003 to speak with a customer service representative.

*The guarantee ensures that your earnings will match or surpass the rate of tuition increases at UA. The guarantee begins July 1 following the date of your contribution and applies to distributions used to pay tuition at the University of Alaska. Remember that while the ACT Portfolio guarantees that your earnings will keep pace with tuition increases at UA when used to pay for tuition at UA, it does not guarantee the value of your account if you use the money elsewhere or for another purpose besides tuition. Investment results are based on market performance. If used for education expenses elsewhere, the full market value of the ACT Portfolio account is available.